PSS avail money transfer invited from individual mobile wallet to any ATM terminal connected to the PSS switch. The service is enabled through the integration created with members' mobile wallets and the PSS switch. Hence the interconnectivity allowed customers to withdraw money using OTP (one-time password) on PSS-connected terminals. Also, any user could withdraw money by using the password text message initiated by the account holder. Thus, this has been creating convenience and ease of access for users.